We help South Africans with poor or damaged credit explore vehicle finance options. Your past doesn't have to define your options — and lenders make the final decision.
NS Mabaso is the founder and driving force behind The Carspotter, with 8 years of dedicated experience helping South Africans work through credit challenges and move closer to their goal of car ownership.
With a deep understanding of the South African financial landscape, NS focuses on credit advisory, vehicle finance guidance, and building lasting partnerships with dealerships across the country. Any finance decision is ultimately made by the lender.
Clients Helped
Years Experience
Nationwide Support
NS Mabaso's Mission
Empowering South Africans
We partner with South Africa's top car dealerships to provide you with the best vehicle finance options
Trusted dealership partnerships across South Africa
Credit advisory and vehicle finance guidance for South Africans who want to understand their options
Practical credit advisory to help you understand your credit profile, spot possible inaccuracies and work through the dispute process.
Guidance and access to dealer networks for vehicle finance options suited to your financial situation. Lenders make the final decision.
Explore taking over an existing vehicle instalment agreement where the terms suit your budget. All takeovers are subject to the lender's approval.
Don't let poor credit stop you from getting the car you need. Our specialists work with major South African dealers to find solutions.
Genuine vehicle deliveries and client success stories, shared with the client's permission — updated as new deliveries are approved.
Another happy customer receives the keys to her new silver Hyundai Creta from The CarspotterSA!
Watch a proud customer take delivery of her new silver Hyundai Creta, handed over by The CarspotterSA.
Shared with the client's permission
Another happy customer receives the keys to her new grey Toyota SUV from The CarspotterSA!
Shared with the client's permission
Another happy customer receives the keys to his new silver JAC T9 from The CarspotterSA!
Shared with the client's permission
Another happy customer receives the keys to her new silver Hyundai Creta from The CarspotterSA!
Watch a proud customer take delivery of her new silver Hyundai Creta, handed over by The CarspotterSA.
Shared with the client's permission
Another happy customer receives the keys to her new grey Toyota SUV from The CarspotterSA!
Shared with the client's permission
Another happy customer receives the keys to his new silver JAC T9 from The CarspotterSA!
Shared with the client's permission
Ready to start your journey? Contact our credit advisory and vehicle finance team today.
Monday - Friday
8:00 AM - 5:00 PM
South African Standard Time
Chat with us on WhatsApp
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We read your message
Our team reviews your enquiry and your credit situation.
We reach out your way
We contact you using the method and best time you chose.
We map your options
Honest, one-on-one guidance on the finance paths open to you.
